Why Use a broker?

WHY USE A BROKER

There are so many reasons to work with a Mortgage Broker, here are just a few…

One of the most beneficial reasons to use a Mortgage Broker or Agent is that we have access to the interest rates the banks don’t want you to know are available saving you thousands of $$.

Since Sherwood Mortgages sends lenders millions of dollars of new business each month, they always offer us the deepest discounts which we pass that on to you IMMEDIATELY – whether you are purchasing, refinancing or renewing.

We work for you

We don’t work for any one bank; we work for you!

We are available on your terms

We are here for you – day, evening and weekends.

Rate Protection

If the rates drop before you close you automatically get the lower rate and if rates go up, you have the lower rate locked in.

Our Services are FREE to you

There are no fees to you for our work as the bank pays us a finder’s fee (OAC). SO not only do you get the BEST rates, but you get them and our great service at no charge.

We are Licensed Experts

Deal with a mortgage expert specializing in mortgages from all lenders, not just one.

Large range of products

We service individuals who are looking for all ranges of products. This includes self-employed, credit challenged, no down payment, cottage properties, line of credit, 2nd mortgages and more.

We only take ONE Credit Bureau

We take ONLY one credit bureau but can forward your file to many lenders! Many people inadvertently disqualify themselves from getting the best rate when they are shopping for a mortgage. When multiple banks pull a credit bureau, your credit rating drops every time, sometimes eliminating the chance for the best mortgage or a mortgage at all!

We get the Banks to compete for your business

Isn’t it time the Banks compete for your mortgage business? We will provide you with options in order to compare with offers from your current bank and then ultimately you decide which you feel most comfortable with. It never hurts to get a second opinion on the biggest financial obligation you will probably ever have.

We shop the market saving you time

Calling us is like calling over 50 different lenders including Banks, Credit Unions and Trust Companies – we have access to all of them and can save you time during your house hunting journey.

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